In this June 15, 2018, file photo, cash is fanned out from a wallet in North Andover, Mass. Conversations about money often require sensitivity and patience, especially when the person across the table is an older parent. Some of us won’t need — or want — to get involved in our parents’ finances. But others may have to take an active role in helping a parent manage their money. (AP Photo/Elise Amendola, File)