FILE A couple watches the sun set from a park, July 10, 2021, in Kansas City, Mo. A 2023 report from investment firm Vanguard estimates that about a quarter of Americans age 60 and over could move to a cheaper housing market and use the equity in their homes to upsize their retirement savings — making retirement more secure and enjoyable. In 2019, for instance, those with home prices near the national median could have cleared about $99,000 in equity, on average. (AP Photo/Charlie Riedel, File)
