Karla Finocchio, 55, sits in her truck as she describes her days being homeless living in her truck, Friday, Feb. 4, 2022, in Phoenix. Finocchio is one face of America's graying homeless population, a rapidly expanding group of destitute and desperate people 50 and older suddenly without a permanent home after a job loss, divorce, family death or health crisis during a pandemic. (AP Photo/Ross D. Franklin)