In this June 15, 2018, file photo, cash is fanned out from a wallet in North Andover, Mass. "Buy now, pay later” plans let you break up your purchase into smaller installments that you pay over a series of weeks or months. Wedding merchants now partner with buy now, pay later providers to offer these payment plans to customers, and some companies focus solely on buy now, pay later for weddings. (AP Photo/Elise Amendola, File)
