In this June 15, 2018, file photo, cash is fanned out from a wallet in North Andover, Mass. Parenting comes with many responsibilities, and one is raising financially independent kids. But adult kids sometimes still need financial support. Financially supporting adult kids is a kind thing to do but can have downsides if you’re not financially secure. Not only can it affect your retirement savings, but it also may strain your relationship with your kids. (AP Photo/Elise Amendola, File)