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The likeness of Benjamin Franklin is seen on U.S. $100 bills, Thursday, July 14, 2022, in Marple Township, Pa. Debt can derail a person’s financial goals and take a toll on their mental health. And if they’ve been turning to you or others for money, those struggles can spread quickly. But as a close friend or relative, you have the potential to set them on the right course. (AP Photo/Matt Slocum)

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Millennial Money: How to help loved ones deal with debt
By LAUREN SCHWAHN OF NERDWALLET
Mon,09/26/22-1:33PM , 143 Reads
Juan Pinon, an electrical engineer in McAllen, Texas, struggled with credit card debt for years. It wasn’t until he confided in his sister that he began to turn things around.
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In this June 15, 2018, file photo, cash is fanned out from a wallet in North Andover, Mass. Heading into the second half of 2022, it’s a good time to pause and check in on your financial life. But what should your midyear money checklist include? (AP Photo/Elise Amendola, File)

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Millennial Money: 4 items for your midyear money checklist
By LAUREN SCHWAHN OF NERDWALLET
Mon,06/20/22-8:08AM , 128 Reads
A lot can happen in six months. That’s why, as we close out the first half of the year, it makes sense to check in on your financial life.
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Millennial Money: A loved one owes you money. Now what?
By LAUREN SCHWAHN OF NERDWALLET
Mon,05/02/22-9:50PM , 162 Reads
Your sibling asked you to cover their rent for a couple of months while they were between jobs. Or maybe you loaned a friend a few hundred bucks for a car repair they couldn’t afford.

You’d do anything to help those you love. And you did. But what should you do when they don’t pay you back? Consider these options.
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This Jan. 22, 2020, file photo shows the likeness of Benjamin Franklin on $100 bills in Dallas. If you’re expecting a tax refund, you’re probably contemplating what to spend this newfound money on. There are several ways to use your windfall responsibly, but paying off debt could be the right option. (AP Photo/LM Otero, File)

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Use your tax refund to knock down debt, lift your finances
By LAUREN SCHWAHN OF NERDWALLET
Wed,04/06/22-3:30PM , 151 Reads
So you’re expecting a tax refund this year. With inflation driving up the price of gas, food and nearly everything else, that extra money can’t come soon enough. The hard part is deciding how to spend it. Should you invest the money? Book a trip?

If you really want to do yourself a favor, use your refund to pay off debt. Here’s why.
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