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Several VISA and MASTER credit cards are shown in Buffalo Grove, Ill., Thursday, Feb. 8, 2024. Adding your child as an authorized user on your credit card can be a simple way to start building their credit file. But if the issuer doesn’t report account details to the credit bureaus or your account isn’t in good standing, their credit score won’t get enhanced. (AP Photo/Nam Y. Huh, File)

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Millennial Money: Why adding a child as an authorized user might not help their credit
By LAUREN SCHWAHN OF NERDWALLET
Wed,03/27/24-3:40PM , 36 Reads
As parents, we want the best for our children: health, happiness — and hardy credit. Having a strong credit profile can determine whether your kid gets approved for a loan or how much they’ll pay for car insurance when they’re grown. But establishing credit for someone with no credit history is challenging.
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The likeness of George Washington is seen on a U.S. one dollar bill, Monday, March 13, 2023, in Marple Township, Pa. While credit scores aren’t exactly the most romantic topic of discussion, they can be the keys to unlocking the future that you and your partner envision. Chatting about scores with a significant other is also a good way to learn about their money history and behaviors. (AP Photo/Matt Slocum, File)

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Millennial Money: Should you care about your partner’s credit score?
By LAUREN SCHWAHN OF NERDWALLET
Mon,02/12/24-10:16PM , 47 Reads
Discussing credit scores with your partner isn’t anyone’s idea of pillow talk. But the conversation can provide important clues about your beloved’s history with money and what your financial future together could look like.
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Millennial Money: 5 ways to build your credit score in 2023
By LAUREN SCHWAHN OF NERDWALLET
Wed,12/21/22-12:46PM , 114 Reads
You’ve got big financial plans for 2023. Maybe they include buying a home or car, or getting a new travel rewards credit card to help pay for your next trip. There’s a key piece of these plans you may not have considered: building your credit score.
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Black Friday shoppers wearing face masks shop at the Citadel Outlets in Commerce, Calif., Nov. 26, 2021. Black Friday sales are everywhere. But what actually makes a Black Friday deal worth pursuing? An item’s reduced price, availability and affordability are key elements. (AP Photo/Ringo H.W. Chiu, File)

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Millennial Money: What makes a Black Friday deal worth it?
By LAUREN SCHWAHN OF NERDWALLET
Mon,11/14/22-4:55PM , 123 Reads
Black Friday sales are everywhere. Judging by retailers’ advertisements stuffed with language like “must-have deals” and “can’t-miss epic finds,” you’d be led to believe that every deal is too good to pass up.
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