Bryan Martinez, a senior at Capital City Public Charter School in Washington, works on a computer during his Advanced Algebra with Financial Applications class on Sept. 12, 2023. For his medium-term financial goals, he settles on a car — he doesn’t have one yet — and vacations. Peering way into his future, the 18-year-old also imagines saving money to buy a house, start his own business, retire, and perhaps provide any children with a college fund. (Jackie Valley/The Christian Science Monitor via AP)
